$1395 GIS Boost in July 2025: The monthly payments for low income people in Canada are increasing by one person by the government of Canada from July 2025. Such increment in consumer price index will affect in most of the government welfare programs including guaranteed income supplement – GIS.
Currently seniors are getting a maximum benefit of $1,097 per month but according to the new consumer price index increment for July month, seniors can Receive a maximum pay out of $1,395. You can also claim the additional payout of GIS which is the additional payment from the regular benefits of OAS or CPP.
You can read this article carefully to understand the new payment rates for GIS beneficiaries in Canada including the new revised eligibility criteria, in the procedure to get the GIS boost for seniors 2025, date of releasing the July 2025 GIS payment and the maximum pay out which can receive a call to your condition.
$1395 GIS Boost in July 2025
The guaranteed income supplement benefit is a special program in Canada which is prepared for seniors who are earning a very low income which is affecting daily life activities of the applicant.
The Canada GIS payment boost is calculated according to the income condition of the applicant where the government checks the annual earnings of the family to release the full benefits. How much you exceed the income criteria, your benefits will also be deducted automatically.
New GIS boost for seniors 2025
The boost in the payment of social welfare programs in the country is based on the post of living increment. The government calculates inflation according to monthly data of consumer private index. The authority recently updated the July data for the inflation where they are reporting one percent hike in the prices of items.
The 1% increment could look a normal or very little increment, but it is very challenging for low income people. For example an item which is currently available in the market with $1000 will now be available for $1010. Users will now have to pay $10 extra to purchase the same item. So, by seeing this increment in CPI for July, The government have increased the regular benefits for social welfare programs in the country including GIS. By seeing this Guaranteed Income Supplement new increment, seniors can receive up to $1,395 per month.
GIS rates for July to September 2025
The distribution of guaranteed income supplement payment is made by the Canada revenue agency. The agency is managing accounts of beneficiaries and releasing the payments on scheduled dates. The payment rates for GIS his decided quarterly by the authority where currently beneficiaries are getting the payments for the quarter of July to September 2025. Currently the maximum payment for the quarter is $1,097.75 per month. This payment is decided for those individuals who are earning less than $22,272 in a financial year.
However senior who are living with their common law partner one of the partner is getting monthly benefits of OAS then they can get a maximum payout of $660.78 per month. But if both partners are not getting benefit from OAS then they can get the maximum payment accordingly.
| Your Situation | Maximum Monthly Payment Amount | Your Annual Income Must Be Less Than (Combined for Couples) |
| I am single, divorced, or widowed | $1,097.75 | $22,272 |
| I have a spouse/common-law partner who receives the full OAS pension | $660.78 | $29,424 |
| I have a spouse/common-law partner who does not receive an OAS pension or Allowance | $1,097.75 | $53,376 |
| I have a spouse/common-law partner who receives the Allowance | $660.78 | $41,184 |
July 2025 GIS Payment Update: Who Qualifies for the $1,395 Supplement?
The benefits for guaranteed income supplement payment is provided to those beneficiaries who are living in Canada for more than 40 years and crossed the 60. You can check the breakdown of eligibility criteria in this section and after that can apply for the Canada GIS program accordingly.
Residency: Applicants should live in the country for more than 20 years after the age of 18 to be eligible for receiving the monthly benefits guaranteed income supplement program.
Age criteria: Retirement age in Canada is 65 years but you can start your benefits for guaranteed income supplement payment after the age of 60 according to your income condition. Non senior citizens will not able to apply for the additional benefits of guaranteed income supplement until they complete the age criteria.
Income criteria: Income limits are very important as guaranteed income supplement is only designed for low income people who are earning a very little income. You can check the income criteria in above table of the payments where you should earn less than the decided income line, how ever if you are earning more than the income criteria then you can also apply for the program but will get a reduced benefit.